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A strategy, planning and market development expert, Justin has worked across APAC, EMEA and the United States for almost 20 years and has been instrumental in helping organisations chart their mid and long-term growth.
Justin Cross
Co-Founder
Justin Cross Capability X
Justin Cross Capability X

A strategy, planning and market development expert, Justin has worked across APAC, EMEA and the United States for almost 20 years and has been instrumental in helping organisations chart their mid and long-term growth.Justin has held various roles in product, planning and strategy functions across several household Australian brands, including ANZ, Energy Australia and WEX.

Justin Cross
Co-Founder
Tarik draws on over 20 years of executive management experience in the technology sector and a lifetime of passion for smart and simple technological solutions to business challenges.
Tarik Sedlarevic
Co-Founder
Tarik Sedlarevi Capability X
Tarik Sedlarevi Capability X

Tarik draws on over 20 years of executive management experience 
in the technology sector and a lifetime of passion for 
smart and simple technological solutions to business challenges. 
Most recently the CTO of a successfully-exited payment-tech company, 
Tarik has worked closely with Mastercard, American Express, Visa, Diners/Discover, Citi, HSBC, AirPlus and WEX.

Tarik Sedlarevic
Co-Founder

Capability X through the words of our satisfied clients

Hear how our unparalleled industry expertise, global partnerships, and creative solutions have propelled their success stories

“Capability X extensive network locally and internationally, including key players like Card Issuers and Payment Service Providers, has given us a holistic market perspective.”
Justin Dias
Project Manager, Wise
“Capability X deep industry experience, especially with BIN Sponsors and Acquirers, brought unparalleled value to our projects.”
Cheyenne Culhane
Software Engginer, Discord
“Capability X  connections with FX & International Bank Transfer companies and Payment Technology providers have streamlined our processes.”
Ruben Korsgaard
VP Legal, Webflow

Ready to elevate your
business with Capability X

Connect with us today and let's embark on a journey to redefine
success in the financial services industry.

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